The Texas workers' compensation system is set up in such a way that injured workers are often underpaid benefits, an effect that favors workers' compensation insurance carriers, whose profit margins are increased by such mistakes. There are several steps in the process where calculation errors and false information can lead to underpayments, but one of the most common relates to the failure of the employer and/or the insurance company to account for the non-cash benefits that

Access disparity occurs when one person (or group) has a more privileged level of access to the justice system than another person (or group