© 2017 Matthew Ritchie


November 15, 2019

I am recommending to all of my potential clients that - if they think they may need to get on Medicaid at some point in the future in order to avoid going completely broke as a result of paying for long-term care - it is better to start planning right now to make sure...

September 7, 2018

It is not always optimal, but there are some good reasons to take your social security benefit early.

June 22, 2018

A Gallup poll recently found that 74% of US adults plan to work in some form or another past the age of 65. Some will work out of necessity to earn more money because of increased longevity, health care costs, and reduced Social Security payouts, while others will leav...

June 15, 2018

When you or a loved one cannot care for themselves for a long period of time, it is usually necessary to seek out long-term care (LTC). Formal facilities that provide such care are known by several names, including residential continuing care facilities, nursing homes,...

May 11, 2018

The Social Security Administration has changed the formulas for benefit payouts. If you are sixty years of age or more you are in the forefront of a big change in social security. The full retirement age (FRA), when you can collect your entire earned benefit, has been...

May 4, 2018

Roughly half of all Americans don’t have a will, so if you’ve already taken this vital step then congratulations are in order - you’re already ahead of the curve. In most situations, however, wills are necessary, but not sufficient to cover all the bases. Most people a...

April 13, 2018

Identity fraud scams are bad enough, but when the scammers target the elderly, some of the most fragile and vulnerable in our population, their actions are particularly offensive.

The US Department of Justice recently reported the largest coordinated sweep of identity f...

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